Whether you wish to invest a lump sum or save a regular amount to build up a sum of money, we can help you understand the options available to you and can recommend the most appropriate solution for your needs and objectives.
Before making any recommendations, your investment risk tolerance will be discussed and assessed and then tested using modern psychometric techniques. When considering the level of risk to take it is important to focus on the potential of negative returns as well as the potential for positive gains. Objectives and timescales to achieve them are also important factors.
The second step is to ensure that you have enough liquid funds available in case of an emergency or unforeseen expense. These funds are usually held in an instant access deposit account or Cash ISA.
Our aim is to provide solutions that behave as expected over a period of time and to avoid any unpleasant surprises. As part of our service savings and investments are reviewed on a regular basis.
The value of investments and the income from them can go down as well as up and you may get back less than you have put in.